My Value Proposition

It has been said that People do not care how much you know, until they know how much you care. My value proposition is that I have taken the time to become the most informed on Income Tax, Asset Protection Strategies against suits or Medicaid Spend Down, All manner of Trusts, Uses of Life Insurance to enhance your financial plan including tax free income, and the uses of all financial strategies to improve the success of any financial plan. In pursuit of this knowledge I have taken all of the classes to become a CFP "Certified Financial Planner" and continued the rigorous course to become a Chartered Financial Consultant which has two times the training classes of the CFP. I am also a Chartered Life Underwriter which is its own class of training & knowledge that specializes in all manner of insurance products. This includes all types of annuities. I strive to know all of the features and benefits of each annuity type and offering by each company.

My passion is to use this knowledge to help people like you make good informed choices on the most important financial issues such as Social Security Timing and how to obtain the most income with the least risk. I help clients to grow assets in retirement while at the same time withdrawing income. My training is rare and unequaled by my peers. I am recognized as an expert in financial matters related to anything listed above.

I use this knowledge for the benefit of my clients. I constantly monitor my clients needs over the years and as things change, "and they do" I show them the best way to adapt to that change. I am committed to providing the best service and have complete loyalty to my client’s financial and emotional well being.  I have done this with unwavering passion and commitment for 35 years.

I can help you too.

Don Owens CLU, ChFC

Chartered Financial Consultant